Personal Loans

No dream is too big with IDFC FIRST Bank online personal loans. From destination weddings to vacations, you can use an IDFC FIRST Bank personal loan to meet different requirements. Apart from helping you complete your bucket list, a personal loan can also help you out in times of emergencies and crisis.
Our hassle-free, digital application process helps you apply for personal loans instantly within minutes. You can also choose flexible repayment tenures up to 60 months and get a personal loan at competitive interest rates.

Get Personal Loans:

Max Loan Amount 1,00,00,000
Max Loan Tenure Up to 60 months
Monthly Reducing Rate of Interest 10.49% to 36%
Processing Fees Up to 3.5% of the loan Amount
Part Payment Flexibility to make up to 40%* part payment

Transfer your existing Personal Loan/Credit Card, and enjoy amazing benefits, including affordable rates and flexible loan tenure ranging from 6 months to 60 months.

Fulfil every dream, and live life to its fullest with IDFC FIRST Bank by your side. 


Your Personal Loan Offer is just one step away! Get up to ₹1 Cr!*

*Min loan amount ₹20,000; Max ₹1 Crore (for salaried) & ₹9 Lakhs (for self-employed)
Please keep the following documents handy before the application process: